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First and foremost; the bank does not, nor do they want to own your home. So why do so many people believe this? Prior to FHA getting involved in 1988, the lenders would take an equity position in their Borrowers homes.  That practice has resulted in unfavorable feelings towards today’s reverse mortgages. The Federal Housing Administration (FHA) has set the new standards and guidelines for HECM reverse mortgage loans and their involvement h Read the rest of this entry »

On any given day, people can easily find articles and news stories describing an impending bust of the so-called real estate bubble. Despite this gloomy prediction, many experts believe that the recent slowdown in housing will be a gradual and modest readjustment rather than sharp bust or decline. These experts believe that factors that lead to a sharp decline in the real estate market are just not present in the current economic outlook. In f Read the rest of this entry »

Copyright (c) 2007 Keith Mallinson

A home insurance policy is a financial arrangement whereby all of your household possessions located in your home are protected against loss, theft or damage. If you won your property, you may be offered a joint home insurance policy that covers both the building and the contents as well although this may not be worth it if you rent accommodation.

Whilst you are searching for Read the rest of this entry »